EMI-grade Wallet

Manage your digital money business via a single, powerful, flexible and truly innovative platform that can be easily set up

PSD2 compliant multi-currency EMI grade wallet

CRM.COM fully conforms to the EMI regulations as published by the European Central Bank and in accordance to PSD2.

CRM.COM is a global specialist in transaction capturing and the eWallet-based solution for digital money is cost-effective and easy to implement. CRM.COM provides the ability to use the CRM.COM solution as the primary platform for electronic money business. CRM.COM provides innovative and extensive features that allow online payments for purchases, settling utility bills, registering for automatic bill payments, paying for purchases done at physical locations and more.

eWallet designed for the financial industry

The CRM.COM EMI solution provides a complete eWallet functionality which supports a variety of transactions with multiple funding sources including bank accounts, SEPA, debit and credit cards, PayPal and other online payment systems.  Multiple transaction types are supported such as payments, refunds, transfers from wallets to accounts, transfers from wallets to wallets, transfers from accounts to wallets and fees based on transactions or wallet maintenance. Transactions are secured by One Time Passwords (OTPs). The eWallets are highly configurable and are fully aligned to the operator’s internal policies and Know Your Customer (KYC) rules.

Payments done in seconds

The shift towards more innovative methods of payments – digital money via eWallets is enormous. With the CRM.COM digital money solution you have the ability to allow money to be used as a method of payment across your own brand or extend it to be available at other affiliate outlets. Give your customers that hassle free, time saving experience and enhance the image of your brand. No more slow moving queues, searching for wallets, looking among dozens of cards. All they need to pay is a smartphone.

And for online purchases, there is no need for customers to enter card details all over again since they are already stored and verified as a payment method on file.

Embedded banking features

Enhance your eWallet-based digital money solution with multiple embedded banking features. CRM.COM provides the ability to hold funds in multiple currencies, create IBAN accounts and issue cards (virtual or physical).

Bundled with rewards

Bundle your digital money solution with rewards and award your customers with cashback while increasing the utilization of the eWallet and the mobile app. Provide your customers with more incentives in the form of cashback straight into their eWallets simply by performing their purchases using the app.

Are you launching a new eWallet-based digital money platform?